Now that iOS 8.1 is here, so is Apple Pay! The update, which launched about 90 minutes ago (at the time we publish this article), brings in Apple Pay. For those with an iPhone 6 or 6 Plus, you’ll get the ability to make purchases at several point-of-sale terminals via a myriad of banks (likely yours). For those without an iPhone 6 or 6 Plus, Apple Pay is still usable. To help, we’ve put together a list of apps and stores where you can use Apple Pay.