Need to send money to a friend to pay for that small debt? Just send him an iMessage and it's done! That could very well be the scenario of the future if the rumors about Apple's venture for Apple Pay are indeed true. It has already been said that the company is looking into a peer-to-peer (P2P) payment system ala PayPal and Venmo but now it seems it might veer only so slightly away from Apple Pay app itself. Instead, Cupertino might opt to use iMessage as the vehicle for sending money directly to others.